Which of the following is typically included in a mortgage application?

The inclusion of borrower personal information, financial details, and property details in a mortgage application is essential for lenders to assess the borrower's ability to repay the loan and determine the overall risk of lending. This information typically encompasses the borrower's name, social security number, income, employment history, assets, debts, and a description of the property being purchased or refinanced.

When lenders evaluate an application, they look at the borrower's financial background and the specifics of the property to gauge affordability and market value. This comprehensive view allows lenders to make informed decisions regarding loan approvals and terms.

While aspects like previous employment details and historical loan data may be relevant in certain contexts, they do not capture the full scope of what is needed for a mortgage application like the personal, financial, and property-related information does. Personal information and financial details are crucial, as they directly influence the lender's assessment of credit risk and compliance with lending regulations.